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Specialist Loan

The Allstate Specialist Loan is suited to those borrowers who may have had credit issues in the past and may not meet the requirements of a traditional bank.

Our Specialist Term Loan allows you to borrow up to 90% of your property value. The maximum LVR can be reduced depending on the credit impairment history.

Had credit problems in the past?

We appreciate that unforeseen circumstances can happen which may lead to credit impairment. Our Specialist Term Loan provides borrowers with the opportunity for a fresh start even though they may have had credit blemishes in the past.

No Mortgage Insurance

Clients pay a Lenders Risk Fee in lieu of conventional lenders mortgage insurance.

Traditional features of a standard term loan

You don’t have to sacrifice the usual features of a term loan when obtaining a Specialist Term Loan. The Specialist Term Loan still offers borrowers with added flexibility like redraw, phone & internet banking, split loan facility & dynamic repayments.

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