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Residential Rate Watch

Rate to Borrower is the top line, Comparison Rate is in bracketed italics on the 2nd line, maximum loan size for the applicable LVR is on the 3rd line. If a dash (-) appears in the Clawback column, there is no Clawback on that particular product. Some products (e.g. Purple) have the same rate for OO & Inv (no rate loading).

Rates and fees are subject to change at any time without notice.

Doc Type

Rate Type

Funder

Occupancy Type

Max Loan Values

Alt Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Options Altdoc MAX OO7.79%
(8.20%)
$2,500,000		7.79%
(8.20%)
$2,000,000		7.94%
(8.35%)
$2,000,000		7.94%
(8.35%)
$1,750,000		15 May 202418 mthsOOPI24 mths30 yrs$2,500,000$ 330 App Fee | Optional Free Offset | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Navy (BC Invest)Navy Options Altdoc OO7.29%
(7.71%)
$1,500,000		7.29%
(7.71%)
$1,500,000		7.44%
(7.86%)
$1,500,000		7.44%
(7.86%)
$1,500,000		15 May 202418 mthsOOPI24 mths30 yrs$1,500,000$ 330 App Fee | Optional Free Offset | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Ocean (ORDE)Bridging - End Debt (ED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Bridging - Nil End Debt (NED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Diamond A Altdoc OO7.34%
(7.42%)
$1,750,000		7.54%
(7.62%)
$1,750,000		7.54%
(7.62%)
$1,750,000		7.54%
(7.62%)
$1,750,000		5 Dec 2023-OOPI24 mths30 yrs$1,750,0000.50% Application Fee | No Risk Fee | Add 0.30% for Int Only | Max. 5 acres (2.2ha).
Ocean (ORDE)Diamond Max A - Altdoc OO7.59%
(7.71%)
$2,000,000		7.79%
(7.91%)
$2,000,000		7.79%
(7.91%)
$2,000,000		5 Dec 2023-OOPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Ocean (ORDE)Jumbo A Altdoc - [Cat 1 & 2 excl Capitals]8.24%
(7.42%)
$2,500,000		8.64%
(7.42%)
$2,500,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$2,500,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc |Cat 1 & 2 locations excl Capital cities |
Ocean (ORDE)Prestige A Altdoc - [Capitals excl Mel & Syd]8.24%
(7.42%)
$3,500,000		8.64%
(8.72%)
$2,500,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$3,500,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Capital cities excluding Sydney & Melbourne | Same rates for Full Doc |
Ocean (ORDE)Prestige A Altdoc - [MEL SYD]8.24%
(7.42%)
$5,000,000		8.64%
(7.42%)
$5,000,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$5,000,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Sydney & Melbourne securities only.
Purple (La Trobe)Essentials A Altdoc7.44%
(7.79%)
$2,000,000		7.49%
(7.84%)
$2,000,000		7.54%
(7.89%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.0% App Fee | No Risk Fee | Security determines the rate (not purpose). |Nurses, Ambulance, Defence (active, retired), Paramedics, SES, Fireies, Police qualify for this discounted rate (1 applicant must be self-employed).
Purple (La Trobe)Prime Max A Altdoc8.04%
(8.34%)
$5,000,000		8.54%
(8.84%)
$5,000,000		8.64%
(8.94%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime Special A Altdoc OO7.64%
(7.95%)
$2,000,000		7.69%
(8.00%)
$2,000,000		7.74%
(8.05%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Relocation ED (End Debt)8.49%
(8.89%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.29%
(8.63%)
$2,500,000		8.34%
(8.68%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Rural >100 acres Altdoc A9.79%
(10.12%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Special OOO A Altdoc7.59%
(7.94%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.69%
(8.03%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.0% App Fee | No Risk Fee | Security determines the rate (not purpose) | ATO debt OK | Max 10ha (25 acres) | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc OO7.24%
(7.47%)
$1,500,000		7.24%
(7.47%)
$1,500,000		7.44%
(7.66%)
$1,500,000		7.54%
(7.76%)
$1,500,000		1 Dec 2023Diminishing 24 mthsOOPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% LVR | Add 0.25% for Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres).
Red (RedZed)SE Prime A Max Altdoc OO7.34%
(7.56%)
$2,500,000		7.34%
(7.56%)
$2,500,000		7.54%
(7.76%)
$2,000,000		1 Dec 2023Diminishing 24 mthsOOPI24 mths30 yrs$2,500,000$ Nil App Fee, No Risk Fee. Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities.
Red (RedZed)SE Prime XL Altdoc A8.24%
(8.52%)
$3,500,000		8.64%
(8.92%)
$3,500,000		8.74%
(9.02%)
$3,500,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$3,500,000Risk Fee - 1.25% | Add 0.40% for Int Only (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo Altdoc A8.24%
(8.52%)
$5,000,000		8.64%
(8.92%)
$5,000,000		8.74%
(9.02%)
$5,000,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 locations only.
Investor
Navy (BC Invest)Navy Options Altdoc INV7.49%
(7.91%)
$1,500,000		7.49%
(7.91%)
$1,500,000		7.64%
(8.06%)
$1,500,000		7.64%
(8.06%)
$1,500,000		15 May 202418 mthsINVPI24 mths30 yrs$1,500,000$ 330 App Fee | Optional Free Offset | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Navy (BC Invest)Navy Options Altdoc MAX INV7.99%
(8.40%)
$2,500,000		7.99%
(8.40%)
$2,000,000		8.14%
(8.55%)
$2,000,000		8.14%
(8.55%)
$1,750,000		15 May 202418 mthsINVPI24 mths30 yrs$2,500,000$ 330 App Fee | Optional Free Offset | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Ocean (ORDE)Bridging - End Debt (ED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Bridging - Nil End Debt (NED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Diamond A Altdoc INV7.64%
(7.72%)
$1,750,000		7.84%
(7.92%)
$1,750,000		7.84%
(7.92%)
$1,750,000		7.84%
(7.92%)
$1,750,000		5 Dec 2023-INVPI24 mths30 yrs$1,750,0000.50% Application Fee - No Risk Fee. Add 0.30% for Int Only. Max. 5 acres (2.2ha).
Ocean (ORDE)Diamond Max A - Altdoc INV7.89%
(8.01%)
$2,000,000		8.09%
(8.21%)
$2,000,000		8.09%
(8.21%)
$2,000,000		5 Dec 2023-INVPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Ocean (ORDE)Jumbo A Altdoc - [Cat 1 & 2 excl Capitals]8.24%
(7.42%)
$2,500,000		8.64%
(7.42%)
$2,500,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$2,500,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Same rates for Full Doc |Cat 1 & 2 locations excl Capital cities |
Ocean (ORDE)Prestige A Altdoc - [Capitals excl Mel & Syd]8.24%
(7.42%)
$3,500,000		8.64%
(8.72%)
$2,500,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$3,500,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Capital cities excluding Sydney & Melbourne | Same rates for Full Doc |
Ocean (ORDE)Prestige A Altdoc - [MEL SYD]8.24%
(7.42%)
$5,000,000		8.64%
(7.42%)
$5,000,000		18 Apr 2024-OO, INVIO, PI24 mths30 yrs$5,000,0001.25% Application Fee | No Risk Fee | No rate loading for Investor or Int Only | Max. 5 acres (2.2ha) | Sydney & Melbourne securities only.
Purple (La Trobe)Prime A Altdoc INV7.84%
(8.15%)
$2,000,000		7.94%
(8.24%)
$2,000,000		8.04%
(8.34%)
$2,000,000		4 Jun 2024-INVPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime Max A Altdoc8.04%
(8.34%)
$5,000,000		8.54%
(8.84%)
$5,000,000		8.64%
(8.94%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Relocation ED (End Debt)8.49%
(8.89%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.29%
(8.63%)
$2,500,000		8.34%
(8.68%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Rural >100 acres Altdoc A9.79%
(10.12%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc INV7.49%
(7.71%)
$1,500,000		7.49%
(7.71%)
$1,500,000		7.69%
(7.91%)
$1,500,000		7.79%
(8.01%)
$1,500,000		1 Dec 2023Diminishing 24 mthsINVPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% LVR | Add 0.25% for Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres).
Red (RedZed)SE Prime A Max Altdoc INV7.59%
(7.81%)
$2,500,000		7.59%
(8.01%)
$2,000,000		7.79%
(7.76%)
$2,000,000		1 Dec 2023Diminishing 24 mthsINVPI24 mths30 yrs$2,500,000$ Nil App Fee, No Risk Fee. Add 0.25% for Int Only - max 2 yrs 70% for OO IO. No ETF on resi securities.
Red (RedZed)SE Prime XL Altdoc A8.24%
(8.52%)
$3,500,000		8.64%
(8.92%)
$3,500,000		8.74%
(9.02%)
$3,500,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$3,500,000Risk Fee - 1.25% | Add 0.40% for Int Only (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo Altdoc A8.24%
(8.52%)
$5,000,000		8.64%
(8.92%)
$5,000,000		8.74%
(9.02%)
$5,000,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No Int Only Loading (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 locations only.
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Altdoc OO7.74%
(8.18%)
$1,500,000		7.74%
(8.18%)
$1,250,000		7.74%
(8.18%)
$1,250,000		7.94%
(8.43%)
$1,250,000		7.94%
(8.43%)
$1,250,000		29 Nov 202312 mthsOOPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc OO7.79%
(7.87%)
$1,750,000		8.09%
(8.17%)
$1,750,000		8.09%
(8.15%)
$1,750,000		8.14%
(8.23%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% | No Risk Fee. |Add 0.30% for Int Only | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Onyx C Altdoc OO8.24%
(8.35%)
$2,000,000		8.54%
(8.65%)
$2,000,000		8.54%
(8.66%)
$2,000,000		8.74%
(8.86%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$2,000,00012 mths ABN. Add 0.30% for Int Only. Discharged Bankrupts from Day 1. Unlimited Paid defaults, Unlimited Unpaid defaults listed >1 Yr.
Ocean (ORDE)Specialist D Altdoc OO8.74%
(8.86%)
$1,500,000		9.14%
(9.26%)
$1,500,000		9.14%
(9.27%)
$1,500,000		9.54%
(9.67%)
$1,250,000		5 Dec 2023-OOPI6-months30 yrs$1,500,0006 mths ABN. Add 0.30% for Int Only. Discharged Bankrupts from Day 1. Unlimited Paid defaults, Unlimited Unpaid >6m, 3m arrears.
Purple (La Trobe)Lifestyle B Altdoc OO8.04%
(8.41%)
$2,000,000		8.29%
(8.65%)
$2,000,000		8.29%
(8.65%)
$2,000,000		5 Dec 2023-OOPI12 mths30 yrs$2,000,0001.50% App Fee | No Risk Fee | OO Only | Security determines the rate (not purpose) | Add 0.40% for Int Only | Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - OO7.49%
(7.74%)
$2,500,000		7.49%
(7.74%)
$2,500,000		7.54%
(7.79%)
$2,500,000		7.59%
(7.84%)
$2,250,000		7.74%
(8.02%)
$2,000,000		7.74%
(8.02%)
$1,750,000		1 Dec 2023Diminishing 24 mthsOOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).
Investor
Navy (BC Invest)Navy Lifestyle B Altdoc INV7.99%
(8.43%)
$1,500,000		7.99%
(8.43%)
$1,250,000		7.99%
(8.43%)
$1,250,000		8.19%
(8.67%)
$1,250,000		8.19%
(8.67%)
$1,250,000		29 Nov 202312 mthsINVPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc INV8.09%
(8.17%)
$1,750,000		8.39%
(8.47%)
$1,750,000		8.39%
(8.48%)
$1,750,000		8.44%
(8.53%)
$1,750,000		5 Dec 2023-INVPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% | No Risk Fee. |Add 0.30% for Int Only | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Purple (La Trobe)Lifestyle B Altdoc INV8.24%
(8.60%)
$2,000,000		8.44%
(8.80%)
$2,000,000		8.54%
(8.90%)
$2,000,000		5 Dec 2023-INVPI12 mths30 yrs$2,000,0001.50% App Fee | No Risk Fee | Investment Only | Security determines the rate (not purpose) | Add 0.40% for Int Only | Max 10 ha (25 acres).
Red (RedZed)Reward B Altdoc - INV7.74%
(7.99%)
$2,500,000		7.74%
(7.99%)
$2,500,000		7.79%
(8.04%)
$2,500,000		7.84%
(8.09%)
$2,250,000		7.99%
(8.26%)
$2,000,000		7.99%
(8.26%)
$1,750,000		1 Dec 2023Diminishing 24 mthsINVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).
Fixed Rate
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Options Altdoc MAX OO - 1 Yr Fixed7.84%
(8.25%)
$2,500,000		7.84%
(8.25%)
$2,000,000		7.99%
(8.40%)
$2,000,000		7.99%
(8.40%)
$1,750,000		15 May 202418 mthsOOPI24 mths30 yrs$2,500,000$ 330 App Fee | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Navy (BC Invest)Navy Options Altdoc OO - 1 Yr Fixed7.34%
(7.76%)
$1,500,000		7.34%
(7.76%)
$1,500,000		7.49%
(7.91%)
$1,500,000		7.49%
(7.91%)
$1,500,000		15 May 202418 mthsOOPI24 mths30 yrs$1,500,000$ 330 App Fee | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Investor
Navy (BC Invest)Navy Options Altdoc INV - 1 Yr Fixed7.54%
(7.96%)
$1,500,000		7.54%
(7.96%)
$1,500,000		7.69%
(8.10%)
$1,500,000		7.69%
(8.10%)
$1,500,000		15 May 202418 mthsINVPI24 mths30 yrs$1,500,000$ 330 App Fee | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊
Navy (BC Invest)Navy Options Altdoc MAX INV - 1 Yr Fixed8.04%
(8.45%)
$2,500,000		8.04%
(8.45%)
$2,000,000		8.19%
(8.60%)
$2,000,000		8.19%
(8.60%)
$1,750,000		15 May 202418 mthsINVPI24 mths30 yrs$2,500,000$ 330 App Fee | Add 0.30% for Int Only | Max 10ha (25 acres) |Discount for Dual Income Verification | Acct Dec or 12 mths BAS | 😊😊😊

ATO Debt

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Purple (La Trobe)Essentials A Altdoc7.44%
(7.79%)
$2,000,000		7.49%
(7.84%)
$2,000,000		7.54%
(7.89%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.0% App Fee | No Risk Fee | Security determines the rate (not purpose). |Nurses, Ambulance, Defence (active, retired), Paramedics, SES, Fireies, Police qualify for this discounted rate (1 applicant must be self-employed).
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Altdoc8.04%
(8.34%)
$5,000,000		8.54%
(8.84%)
$5,000,000		8.64%
(8.94%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Prime Special A Altdoc OO7.64%
(7.95%)
$2,000,000		7.69%
(8.00%)
$2,000,000		7.74%
(8.05%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Relocation ED (End Debt)8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.29%
(8.63%)
$2,500,000		8.34%
(8.68%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Purple (La Trobe)Special OOO A Altdoc7.59%
(7.94%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.69%
(8.03%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,0001.0% App Fee | No Risk Fee | Security determines the rate (not purpose) | ATO debt OK | Max 10ha (25 acres) | Acct Dec or 12 mths BAS |
Purple (La Trobe)Special OOO A FD7.04%
(7.39%)
$2,000,000		7.39%
(7.73%)
$2,000,000		7.54%
(7.88%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Red (RedZed)SE Prime A Altdoc OO7.24%
(7.47%)
$1,500,000		7.44%
(7.66%)
$1,500,000		1 Dec 2023Diminishing 24 mthsOOPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% LVR | Add 0.25% for Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres).
Investor
Purple (La Trobe)Prime A Altdoc INV7.84%
(8.15%)
$2,000,000		7.94%
(8.24%)
$2,000,000		8.04%
(8.34%)
$2,000,000		4 Jun 2024-INVPI12 mths30 yrs$2,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Altdoc8.04%
(8.34%)
$5,000,000		8.54%
(8.84%)
$5,000,000		8.64%
(8.94%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,0001.50% App Fee | Add 0.40% for Int Only | No Risk Fee | Most locations | Max 10ha (25 acres) | ATO Debt OK | Acct Letter or 12 mths BAS |
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Relocation ED (End Debt)8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres Altdoc A8.29%
(8.63%)
$2,500,000		8.34%
(8.68%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities  (max 100 acres)| Valuation by quote | Loadings may apply | Acct Dec or 12 mths BAS |
Red (RedZed)SE Prime A Altdoc INV7.49%
(7.71%)
$1,500,000		7.49%
(7.71%)
$1,500,000		7.69%
(7.91%)
$1,500,000		1 Dec 2023Diminishing 24 mthsINVPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% LVR | Add 0.25% for Int Only - max 2 yrs | Max 70% LVR for OO IO | No ETF on Resi securities | Max 10 ha (25 acres).
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Altdoc OO7.74%
(8.18%)
$1,500,000		7.74%
(8.18%)
$1,250,000		7.74%
(8.18%)
$1,250,000		7.94%
(8.43%)
$1,250,000		7.94%
(8.43%)
$1,250,000		29 Nov 202312 mthsOOPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc OO7.49%
(7.94%)
$1,500,000		7.49%
(7.94%)
$1,250,000		7.49%
(7.94%)
$1,250,000		7.69%
(8.17%)
$1,250,000		7.69%
(8.18%)
$1,250,000		29 Nov 202312 mthsOOPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc OO7.79%
(7.87%)
$1,750,000		8.09%
(8.17%)
$1,750,000		8.09%
(8.15%)
$1,750,000		8.14%
(8.23%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% | No Risk Fee. |Add 0.30% for Int Only | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Ocean Emerald B OO Full Doc7.49%
(7.58%)
$1,750,000		7.49%
(7.58%)
$1,750,000		7.59%
(7.68%)
$1,750,000		7.74%
(7.83%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B Altdoc OO8.04%
(8.41%)
$2,000,000		8.29%
(8.65%)
$2,000,000		8.29%
(8.65%)
$2,000,000		5 Dec 2023-OOPI12 mths30 yrs$2,000,0001.50% App Fee | No Risk Fee | OO Only | Security determines the rate (not purpose) | Add 0.40% for Int Only | Max 10 ha (25 acres).
Purple (La Trobe)Lifestyle B OO FD7.59%
(7.95%)
$2,000,000		7.79%
(8.15%)
$2,000,000		7.89%
(8.24%)
$2,000,000		5 Dec 2023-OOPI12 mths30 yrs$2,000,000Owner Occupied Only. Add 0.40% for Int Only. Security determines the purpose - can have OO ino Company. No Rate Loading for Inv.
Red (RedZed)Reward B Altdoc - OO7.49%
(7.74%)
$2,500,000		7.49%
(7.74%)
$2,500,000		7.54%
(7.79%)
$2,500,000		7.59%
(7.84%)
$2,250,000		7.74%
(8.02%)
$2,000,000		7.74%
(8.02%)
$1,750,000		1 Dec 2023Diminishing 24 mthsOOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).
Investor
Navy (BC Invest)Navy Lifestyle B Altdoc INV7.99%
(8.43%)
$1,500,000		7.99%
(8.43%)
$1,250,000		7.99%
(8.43%)
$1,250,000		8.19%
(8.67%)
$1,250,000		8.19%
(8.67%)
$1,250,000		29 Nov 202312 mthsINVPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Navy (BC Invest)Navy Lifestyle B Full Doc INV7.74%
(8.18%)
$1,500,000		7.74%
(8.18%)
$1,250,000		7.74%
(8.18%)
$1,250,000		7.94%
(8.42%)
$1,250,000		7.94%
(8.43%)
$1,250,000		29 Nov 202312 mthsINVPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Emerald B Altdoc INV8.09%
(8.17%)
$1,750,000		8.39%
(8.47%)
$1,750,000		8.39%
(8.48%)
$1,750,000		8.44%
(8.53%)
$1,750,000		5 Dec 2023-INVPI12 mths30 yrs$1,750,0000.50% App Fee to 70%; 0.75% App Fee >70% | No Risk Fee. |Add 0.30% for Int Only | Unlimited acreage | Rural: 65% LVR >50acres; 60% LVR >100 acres  dependent on Category.
Ocean (ORDE)Ocean Emerald B INV Full Doc7.79%
(7.88%)
$1,750,000		7.79%
(7.88%)
$1,750,000		7.89%
(7.98%)
$1,750,000		8.04%
(8.13%)
$1,750,000		5 Dec 2023-INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B Altdoc INV8.24%
(8.60%)
$2,000,000		8.44%
(8.80%)
$2,000,000		8.54%
(8.90%)
$2,000,000		5 Dec 2023-INVPI12 mths30 yrs$2,000,0001.50% App Fee | No Risk Fee | Investment Only | Security determines the rate (not purpose) | Add 0.40% for Int Only | Max 10 ha (25 acres).
Purple (La Trobe)Lifestyle B INV FD7.84%
(8.20%)
$2,000,000		8.04%
(8.39%)
$2,000,000		8.04%
(8.39%)
$2,000,000		5 Dec 2023-INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only.
Red (RedZed)Reward B Altdoc - INV7.74%
(7.99%)
$2,500,000		7.74%
(7.99%)
$2,500,000		7.79%
(8.04%)
$2,500,000		7.84%
(8.09%)
$2,250,000		7.99%
(8.26%)
$2,000,000		7.99%
(8.26%)
$1,750,000		1 Dec 2023Diminishing 24 mthsINVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi. Max 10 ha (25 acres).

Full Doc

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)Flexi Home - Var6.80%
(6.86%)
$2,000,000		6.80%
(6.86%)
$2,000,000		6.80%
(6.86%)
$2,000,000		6.80%
(6.86%)
$2,000,000		7.10%
(7.55%)
$1,750,000		7.10%
(7.60%)
$1,750,000		19 Jun 202424 mthsOOPI24 mths30 yrs$2,000,000Add 0.40% for Int Only (Max 80% LVR) | No monthly or annual fees for OO to 80% LVR | FREE 100% OFFSET | Risk Fee applies >75.01%
Cabernet (ORIGIN)Flexi Home Maxima - Var7.30%
(7.36%)
$2,500,000		7.30%
(7.36%)
$2,500,000		7.30%
(7.36%)
$2,500,000		19 Jun 202424 mthsOOPI24 mths30 yrs$2,500,000Add 0.40% for Int Only (Max 80% LVR) | No monthly or annual fees for OO to 80% LVR
Cabernet (ORIGIN)NDIS - OO Var6.80%
(7.46%)
$2,000,000		6.80%
(7.46%)
$2,000,000		6.90%
(7.46%)
$2,000,000		6.90%
(7.55%)
$2,000,000		19 Jun 202424 mthsOO, NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies to all loans | Interest Only is n/a | Max Term is 25 yrs.
Navy (BC Invest)Navy Prime OO FD0.00%
(0.00%)
$2,500,000		6.79%
(7.22%)
$2,000,000		6.89%
(7.32%)
$1,750,000		7.40%
(7.82%)
$1,250,000		7.80%
(8.21%)
$1,000,000		2 Jul 202418 mthsOOPI24 mths30 yrs$2,500,000App Fee  Waived | Optional Free Offset | Add 0.40% for Int Only | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊😊
Navy (BC Invest)Navy Xpat OO - FD7.23%
(7.75%)
$750,000		7.23%
(7.80%)
$750,000		7.23%
(7.82%)
$750,000		15 May 2024-OOPI24 mths25 yrs$750,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Ocean (ORDE)Bridging - End Debt (ED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Bridging - Nil End Debt (NED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Ocean Diamond A OO7.19%
(7.27%)
$1,750,000		7.34%
(7.42%)
$1,750,000		7.34%
(7.42%)
$1,750,000		7.44%
(7.52%)
$1,750,000		5 Dec 2023-OOPI24 mths30 yrs$1,750,000App Fee: $495 | Add 0.30% for Int Only | Can refinance ATO debt on Prime products | 😊😊
Ocean (ORDE)Ocean Diamond Max A - OO7.44%
(7.52%)
$2,000,000		7.59%
(7.67%)
$2,000,000		7.59%
(7.67%)
$2,000,000		5 Dec 2023-OOPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Relocation ED (End Debt)8.49%
(8.89%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres FD A7.84%
(8.19%)
$2,500,000		8.04%
(8.38%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Purple (La Trobe)Special OOO A FD7.04%
(7.39%)
$2,000,000		7.39%
(7.73%)
$2,000,000		7.54%
(7.88%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Red (RedZed)SE Prime A OO7.09%
(7.32%)
$1,500,000		7.29%
(7.52%)
$1,500,000		7.39%
(7.61%)
$1,500,000		8.24%
(8.51%)
$1,500,000		1 Dec 2023Diminishing 24 mthsOOPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% (1.0% RF @ 85% LVR) | Add 0.25% for Int Only - max 2 yrs 70% for OO IO |No ETF on resi securities | | Can refinance ATO debt on Prime products | 😊😊.
Red (RedZed)SE Prime Max A - OO7.19%
(7.42%)
$2,000,000		7.39%
(7.61%)
$2,000,000		1 Dec 2023Diminishing 24 mthsOOPI24 mths30 yrs$2,000,000Add 0.25% for Int Only (Max 70% LVR - 2 yrs for OO IO) NO ETF on residential securities.
Red (RedZed)SE Prime XL A7.99%
(8.27%)
$3,500,000		8.39%
(8.67%)
$3,500,000		8.39%
(8.67%)
$3,500,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$3,500,000Risk Fee - 1.25% | Add 0.40% for Int Only (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo A7.99%
(8.27%)
$5,000,000		8.39%
(8.67%)
$5,000,000		8.39%
(8.67%)
$5,000,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No INV or Int Only Loading (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 locations only |
Investor
Cabernet (ORIGIN)Flexi Investor - Var7.10%
(7.66%)
$2,000,000		7.10%
(7.66%)
$2,000,000		7.10%
(7.66%)
$2,000,000		7.10%
(7.66%)
$2,000,000		7.40%
(8.00%)
$1,750,000		7.40%
(8.05%)
$1,750,000		19 Jun 202424 mthsINVPI24 mths30 yrs$2,000,000LPF: 0.75% to 75%; 1.25% to 80%; 2.5% to 85%; 3.75% to 90%. |Add 0.40% for Int Only | $395 Annual Fee.
Cabernet (ORIGIN)Flexi Investor Maxima - Var7.60%
(8.15%)
$2,500,000		7.60%
(8.15%)
$2,500,000		7.60%
(8.15%)
$2,500,000		19 Jun 202424 mthsINVPI24 mths30 yrs$2,500,000LPF: 0.75% to 75%; 1.25% to 80%; 2.5% to 85%; 3.75% to 90%. |Add 0.40% for Int Only | $395 Annual Fee.
Cabernet (ORIGIN)NDIS - Inv Var7.10%
(7.75%)
$2,000,000		7.10%
(7.75%)
$2,000,000		7.20%
(7.85%)
$2,000,000		7.50%
(7.85%)
$1,750,000		8.00%
(7.85%)
$1,500,000		19 Jun 202424 mthsINV, NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies all loans| Duplex is acceptable | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Cabernet (ORIGIN)NDIS Max - Inv Var7.60%
(8.24%)
$2,500,000		7.70%
(7.85%)
$2,500,000		7.70%
(7.85%)
$2,500,000		19 Jun 202424 mthsINV, NDISPI24 mths25 yrs$2,500,000NDIS | LPF applies all loans| Duplex is acceptable | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Navy (BC Invest)Navy Freedom Non Res INV - FD7.98%
(8.48%)
$500,000		7.98%
(8.53%)
$500,000		7.98%
(8.56%)
$500,000		15 May 2024-INVPI24 mths25 yrs$500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Navy (BC Invest)Navy Freedom Non Res Max - FD8.28%
(8.78%)
$1,500,000		8.28%
(8.83%)
$1,500,000		8.28%
(8.85%)
$1,500,000		15 May 2024-INVPI24 mths25 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) |
Navy (BC Invest)Navy Freedom Non Res Mid - FD8.28%
(8.78%)
$900,000		8.28%
(8.83%)
$900,000		8.28%
(8.85%)
$900,000		15 May 2024-INVPI24 mths25 yrs$900,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | Melbourne & Sydney securities only.
Navy (BC Invest)Navy Prime INV FD0.00%
(0.00%)
$2,500,000		6.99%
(7.42%)
$2,000,000		6.99%
(7.42%)
$1,750,000		7.40%
(7.82%)
$1,250,000		8.20%
(8.61%)
$1,000,000		2 Jul 202418 mthsINVPI24 mths30 yrs$2,500,000App Fee  Waived | Optional Free Offset | Add 0.40% for Int Only | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊😊
Navy (BC Invest)Navy Xpat INV - FD7.43%
(7.94%)
$750,000		7.43%
(7.99%)
$750,000		7.43%
(8.02%)
$750,000		15 May 2024-INVPI24 mths25 yrs$750,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Navy (BC Invest)Navy Xpat INV Max - FD7.93%
(8.43%)
$1,500,000		15 May 2024-INVPI24 mths25 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | Melbourne & Sydney securities only.
Navy (BC Invest)Navy Xpat INV Mid - FD7.73%
(8.24%)
$1,000,000		7.73%
(8.29%)
$1,000,000		7.73%
(8.31%)
$1,000,000		15 May 2024-INVPI24 mths25 yrs$1,000,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) |
Ocean (ORDE)Bridging - End Debt (ED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths30 yrs$4,000,000Reverts to applicable rate FD or Altdoc after sale of current property | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Bridging - Nil End Debt (NED) AB8.24%
(8.65%)
$4,000,000		8.49%
(8.65%)
$4,000,000		8.64%
(8.80%)
$3,000,000		18 Apr 2024-OO, INVIO12 mths1 yrs$4,000,000No Servicing Required | 6m or 12m Terms | Max 80% Contracted; 75% Uncontracted | 1.25% App Fee | Max $2.0m per security
Ocean (ORDE)Ocean Diamond A - INV7.49%
(7.57%)
$1,750,000		7.64%
(7.72%)
$1,750,000		7.64%
(7.72%)
$1,750,000		7.74%
(7.82%)
$1,750,000		5 Dec 2023-INVPI24 mths30 yrs$1,750,000App Fee: $495 | Add 0.30% for Int Only | Can refinance ATO debt on Prime products | 😊😊
Ocean (ORDE)Ocean Diamond Max A - INV7.74%
(7.82%)
$2,000,000		7.89%
(7.97%)
$2,000,000		7.89%
(7.97%)
$2,000,000		5 Dec 2023-INVPI24 mths30 yrs$2,000,000Add 0.30% for Int Only.
Ocean (ORDE)Ocean Xpat7.49%
(7.59%)
$1,750,000		5 Dec 2023-INVPI-30 yrs$1,750,000Add 0.30% for Int Only. Purchase or Refi - No Cash Out.
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Relocation ED (End Debt)8.49%
(8.89%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | Servicing on END debt @ revert rate | Reverts to applicable rate after sale of current property | BRIDGING.
Purple (La Trobe)Relocation NED (Nil End Debt)8.49%
(8.88%)
$2,000,000		8.59%
(8.98%)
$2,000,000		8.69%
(9.08%)
$2,000,000		4 Jun 2024-OO, INVIO12 mths2 yrs$2,000,0001 Yr prepaid interest - Max. 2 Yr Term | Must include a purchase | No Servicing on NED loans | Ideal for downsizing | Can be used for construction | BRIDGING |
Purple (La Trobe)Rural <100 acres FD A7.84%
(8.19%)
$2,500,000		8.04%
(8.38%)
$2,500,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,500,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Purple (La Trobe)Rural >100 acres FD A9.79%
(10.12%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,0001.50% App Fee | Rural lifestyle only - no income producing securities)| Valuation by quote | Loadings may apply.
Red (RedZed)SE Prime A INV7.34%
(7.56%)
$1,500,000		7.54%
(7.76%)
$1,500,000		7.64%
(7.86%)
$1,500,000		8.49%
(8.76%)
$1,500,000		1 Dec 2023Diminishing 24 mthsINVPI24 mths30 yrs$1,500,000$ Nil App Fee | No Risk Fee to 80% (1.0% RF @ 85% LVR) | Add 0.25% for Int Only - max 2 yrs 70% for OO IO |No ETF on resi securities | | Can refinance ATO debt on Prime products | 😊😊.
Red (RedZed)SE Prime A Max - INV7.44%
(7.66%)
$2,000,000		7.64%
(7.86%)
$2,000,000		1 Dec 2023Diminishing 24 mthsINVPI24 mths30 yrs$2,000,000Add 0.25% for Int Only (Max 70% LVR - 2 yrs for OO IO) NO ETF on residential securities.
Red (RedZed)SE Prime XL A7.99%
(8.27%)
$3,500,000		8.39%
(8.67%)
$3,500,000		8.39%
(8.67%)
$3,500,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$3,500,000Risk Fee - 1.25% | Add 0.40% for Int Only (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 & 2 locations.
Red (RedZed)SE Prime XL Jumbo A7.99%
(8.27%)
$5,000,000		8.39%
(8.67%)
$5,000,000		8.39%
(8.67%)
$5,000,000		15 Apr 2024Diminishing 24 mthsOO, INVPI24 mths30 yrs$5,000,000Risk Fee - 1.25% | No INV or Int Only Loading (Max 70% LVR - 2 yrs for OO IO) | NO ETF on residential securities | Cat 1 locations only |
NDIS
Cabernet (ORIGIN)NDIS - Inv Var7.10%
(7.75%)
$2,000,000		7.10%
(7.75%)
$2,000,000		7.20%
(7.85%)
$2,000,000		7.50%
(7.85%)
$1,750,000		8.00%
(7.85%)
$1,500,000		19 Jun 202424 mthsINV, NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies all loans| Duplex is acceptable | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Cabernet (ORIGIN)NDIS - OO Var6.80%
(7.46%)
$2,000,000		6.80%
(7.46%)
$2,000,000		6.90%
(7.46%)
$2,000,000		6.90%
(7.55%)
$2,000,000		19 Jun 202424 mthsOO, NDISPI24 mths25 yrs$2,000,000NDIS | LPF applies to all loans | Interest Only is n/a | Max Term is 25 yrs.
Cabernet (ORIGIN)NDIS Max - Inv Var7.60%
(8.24%)
$2,500,000		7.70%
(7.85%)
$2,500,000		7.70%
(7.85%)
$2,500,000		19 Jun 202424 mthsINV, NDISPI24 mths25 yrs$2,500,000NDIS | LPF applies all loans| Duplex is acceptable | Interest Only is n/a | Max Term is 25 yrs.  😊😊😊
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Full Doc OO7.49%
(7.94%)
$1,500,000		7.49%
(7.94%)
$1,250,000		7.49%
(7.94%)
$1,250,000		7.69%
(8.17%)
$1,250,000		7.69%
(8.18%)
$1,250,000		29 Nov 202312 mthsOOPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B OO Full Doc7.49%
(7.58%)
$1,750,000		7.49%
(7.58%)
$1,750,000		7.59%
(7.68%)
$1,750,000		7.74%
(7.83%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B OO FD7.59%
(7.95%)
$2,000,000		7.79%
(8.15%)
$2,000,000		7.89%
(8.24%)
$2,000,000		5 Dec 2023-OOPI12 mths30 yrs$2,000,000Owner Occupied Only. Add 0.40% for Int Only. Security determines the purpose - can have OO ino Company. No Rate Loading for Inv.
Red (RedZed)Reward B - OO7.34%
(7.61%)
$2,500,000		7.34%
(7.61%)
$2,500,000		7.39%
(7.66%)
$2,500,000		7.44%
(7.71%)
$2,250,000		7.59%
(7.88%)
$2,000,000		7.59%
(7.88%)
$1,750,000		1 Dec 2023Diminishing 24 mthsOOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.
Investor
Navy (BC Invest)Navy Lifestyle B Full Doc INV7.74%
(8.18%)
$1,500,000		7.74%
(8.18%)
$1,250,000		7.74%
(8.18%)
$1,250,000		7.94%
(8.42%)
$1,250,000		7.94%
(8.43%)
$1,250,000		29 Nov 202312 mthsINVPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B INV Full Doc7.79%
(7.88%)
$1,750,000		7.79%
(7.88%)
$1,750,000		7.89%
(7.98%)
$1,750,000		8.04%
(8.13%)
$1,750,000		5 Dec 2023-INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Purple (La Trobe)Lifestyle B INV FD7.84%
(8.20%)
$2,000,000		8.04%
(8.39%)
$2,000,000		8.04%
(8.39%)
$2,000,000		5 Dec 2023-INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only.
Red (RedZed)Reward B - INV7.59%
(7.87%)
$2,500,000		7.59%
(7.87%)
$2,500,000		7.64%
(7.92%)
$2,500,000		7.69%
(7.97%)
$2,250,000		7.84%
(8.13%)
$2,000,000		7.84%
(8.13%)
$1,750,000		1 Dec 2023Diminishing 24 mthsINVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.
Fixed Rate
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Cabernet (ORIGIN)3 Yr Fixed Special - Owner Occupier6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000$295 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (85% = 1.50% LPF |  90% = 2.50% LPF) | 100% Offset | NO CASH OUT.
Cabernet (ORIGIN)5 Yr Fixed Special - Owner Occupier6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		6.99%
(7.29%)
$2,000,000		20 Nov 202324 mthsOOPI24 mths30 yrs$2,000,000ASSESSED @ 5 Yr RATE! | $295 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (1.0% LPF - 85%, 2.0% LPF - 90%) | 100% Offset | NO CASH OUT. 😊😊
Cabernet (ORIGIN)Flexi Home OO 1 Yr Fixed7.40%
(7.46%)
$2,000,000		7.40%
(7.46%)
$2,000,000		7.40%
(7.46%)
$2,000,000		7.70%
(8.16%)
$1,750,000		7.70%
(8.19%)
$1,750,000		19 Jun 202424 mthsOOPI24 mths30 yrs$2,000,000Nil Annual Fee to 80% LVR (OO) | No LPF to 75% LVR (80% = 0.50% LPF; 85% = 1.75% LPF; 90% = 3.0% LPF) | Add 0.40% loading for Interest Only.
Investor
Cabernet (ORIGIN)3 Yr Fixed Special - Investor7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000$395 Annual Fee | $495 Rate Lock Fee - optional | NO LPF to 80% LVR (85% = 2.0% LPF|  90% = 3.0% LPF ) | 100% Offset | Inv ONLY!  | NO CASH OUT. 
Cabernet (ORIGIN)5 Year Fixed Special - Investor7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		7.29%
(7.65%)
$2,000,000		20 Nov 202324 mthsINVPI24 mths30 yrs$2,000,000ASSESSED @ 5 Yr RATE! | $395 Annual Fee | $495 Rate Lock Fee | NO LPF to 80% (85% = 1.5% LPF | 90% = 2.5% LPF) | 100% Offset | NO CASH OUT.  😊😊
Cabernet (ORIGIN)Flexi Investor - 1 Yr Fixed7.70%
(7.76%)
$2,000,000		7.70%
(7.76%)
$2,000,000		7.70%
(7.79%)
$2,000,000		8.00%
(8.06%)
$2,000,000		8.00%
(8.16%)
$1,750,000		8.00%
(8.16%)
$1,750,000		19 Jun 202424 mthsINVPI24 mths30 yrs$2,000,000LPF: 0.75% to 75%; 1.25% to 80%; 2.5% to 85%; 3.75% to 90%. |Add 0.40% for Int Only | $395 Annual Fee.

1 Yr Returns

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Prime OO FD0.00%
(0.00%)
$2,500,000		6.79%
(7.22%)
$2,000,000		6.89%
(7.32%)
$1,750,000		2 Jul 202418 mthsOOPI24 mths30 yrs$2,500,000App Fee  Waived | Optional Free Offset | Add 0.40% for Int Only | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊😊
Ocean (ORDE)Ocean Diamond A OO7.19%
(7.27%)
$1,750,000		7.34%
(7.42%)
$1,750,000		7.34%
(7.42%)
$1,750,000		7.44%
(7.52%)
$1,750,000		5 Dec 2023-OOPI24 mths30 yrs$1,750,000Most recent BAS required  January to June | App Fee: $495 | Add 0.30% for Int Only.
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Purple (La Trobe)Special OOO A FD7.04%
(7.39%)
$2,000,000		7.39%
(7.73%)
$2,000,000		7.54%
(7.88%)
$2,000,000		4 Jun 2024-OOPI12 mths30 yrs$2,000,000$995 App Fee | No Risk Fee | Add 0.40% for Int Only with good reason for OO IO | Can have 1 yrs ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Investor
Navy (BC Invest)Navy Prime INV FD0.00%
(0.00%)
$2,500,000		6.99%
(7.42%)
$2,000,000		6.99%
(7.42%)
$1,750,000		2 Jul 202418 mthsINVPI24 mths30 yrs$2,500,000App Fee  Waived | Optional Free Offset | Add 0.40% for Int Only | Max 10ha (25 acres) | Min. 20,000 population. | Extensive Visa List | 😊😊😊
Ocean (ORDE)Ocean Diamond A - INV7.49%
(7.57%)
$1,750,000		7.64%
(7.72%)
$1,750,000		7.64%
(7.72%)
$1,750,000		7.74%
(7.82%)
$1,750,000		5 Dec 2023-INVPI24 mths30 yrs$1,750,000Most recent BAS required  January to June | App Fee: $495 | Add 0.30% for Int Only.
Purple (La Trobe)Prime A Full Doc7.44%
(7.79%)
$2,000,000		7.64%
(7.99%)
$2,000,000		7.84%
(8.18%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000App Fee = 1.00% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | Can refinance ATO debt on Prime products | 😊😊.
Purple (La Trobe)Prime Max A Full Doc7.64%
(7.99%)
$5,000,000		8.04%
(8.41%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000App Fee = 1.50% | Add 0.40% for Int Only with good reason for OO IO | Can use 1 yr ITR's for SE | 
Near Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Lifestyle B Full Doc OO7.49%
(7.94%)
$1,500,000		7.49%
(7.94%)
$1,250,000		7.49%
(7.94%)
$1,250,000		7.69%
(8.17%)
$1,250,000		7.69%
(8.18%)
$1,250,000		29 Nov 202312 mthsOOPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B OO Full Doc7.49%
(7.58%)
$1,750,000		7.49%
(7.58%)
$1,750,000		7.59%
(7.68%)
$1,750,000		7.74%
(7.83%)
$1,750,000		5 Dec 2023-OOPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Red (RedZed)Reward B - OO7.34%
(7.61%)
$2,500,000		7.34%
(7.61%)
$2,500,000		7.39%
(7.66%)
$2,500,000		7.44%
(7.71%)
$2,250,000		7.59%
(7.88%)
$2,000,000		7.59%
(7.88%)
$1,750,000		1 Dec 2023Diminishing 24 mthsOOPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.
Investor
Navy (BC Invest)Navy Lifestyle B Full Doc INV7.74%
(8.18%)
$1,500,000		7.74%
(8.18%)
$1,250,000		7.74%
(8.18%)
$1,250,000		7.94%
(8.42%)
$1,250,000		7.94%
(8.43%)
$1,250,000		29 Nov 202312 mthsINVPI12 mths30 yrs$1,500,000ATO Debt OK | Add 0.30% for IO | 1 Year ITR | Optional Offset - add 0.10% | $550 App Fee | Disregard Defaults if <$2,000; Paid > 1 Yr or 2 Telco/Utility defaults <$1k each | One Life Event Default - no mortgage arrears |
Ocean (ORDE)Ocean Emerald B INV Full Doc7.79%
(7.88%)
$1,750,000		7.79%
(7.88%)
$1,750,000		7.89%
(7.98%)
$1,750,000		8.04%
(8.13%)
$1,750,000		5 Dec 2023-INVPI12 mths30 yrs$1,750,000Will accept 1 Year ITR + last 6mths BAS | Add 0.30% for Int Only.
Red (RedZed)Reward B - INV7.59%
(7.87%)
$2,500,000		7.59%
(7.87%)
$2,500,000		7.64%
(7.92%)
$2,500,000		7.69%
(7.97%)
$2,250,000		7.84%
(8.13%)
$2,000,000		7.84%
(8.13%)
$1,750,000		1 Dec 2023Diminishing 24 mthsINVPI12 mths30 yrs$2,500,000$ Nil App Fee. $ Nil Risk Fee to 70%; 0.50% Risk Fee >70%. Add 0.25% for Int Only. (Max 2 yrs 70% LVR for OO IO). No ETF on resi.

Xpat

Prime
Loan Type Loan Name50%55%60%65%70%75%80%85%90%95%Effective Date Clawback Occupancy Repayments ABN Period Max Term Max Loan Notes
Owner Occupier
Navy (BC Invest)Navy Xpat OO - FD7.23%
(7.75%)
$750,000		7.23%
(7.80%)
$750,000		7.23%
(7.82%)
$750,000		15 May 2024-OOPI24 mths25 yrs$750,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Purple (La Trobe)Prime Full Doc - Xpat7.54%
(7.89%)
$2,000,000		7.74%
(8.08%)
$2,000,000		7.94%
(8.28%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS.
Purple (La Trobe)Prime Full Doc - Xpat Max7.74%
(8.08%)
$5,000,000		8.14%
(8.48%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS | Max Loan $5.0m.
Investor
Cabernet (ORIGIN)Xpat7.15%
(7.64%)
$2,000,000		7.15%
(7.64%)
$2,000,000		7.25%
(7.79%)
$2,000,000		7.55%
(8.24%)
$1,750,000		7.55%
(8.19%)
$1,750,000		13 Jul 202424 mthsINVPI-30 yrs$2,000,000Add 0.40% for Int Only | LPF applies to Xpat loans >80% LVR. | Equity Release & Cash Out to 75% LVR | XPATS ONLY! 😊
Navy (BC Invest)Navy Freedom Non Res INV - FD7.98%
(8.48%)
$500,000		7.98%
(8.53%)
$500,000		7.98%
(8.56%)
$500,000		15 May 2024-INVPI24 mths25 yrs$500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Navy (BC Invest)Navy Freedom Non Res Max - FD8.28%
(8.78%)
$1,500,000		8.28%
(8.83%)
$1,500,000		8.28%
(8.85%)
$1,500,000		15 May 2024-INVPI24 mths25 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) |
Navy (BC Invest)Navy Freedom Non Res Mid - FD8.28%
(8.78%)
$900,000		8.28%
(8.83%)
$900,000		8.28%
(8.85%)
$900,000		15 May 2024-INVPI24 mths25 yrs$900,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | Melbourne & Sydney securities only.
Navy (BC Invest)Navy Xpat INV - FD7.43%
(7.94%)
$750,000		7.43%
(7.99%)
$750,000		7.43%
(8.02%)
$750,000		15 May 2024-INVPI24 mths25 yrs$750,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | 😊😊
Navy (BC Invest)Navy Xpat INV Max - FD7.93%
(8.43%)
$1,500,000		15 May 2024-INVPI24 mths25 yrs$1,500,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) | Melbourne & Sydney securities only.
Navy (BC Invest)Navy Xpat INV Mid - FD7.73%
(8.24%)
$1,000,000		7.73%
(8.29%)
$1,000,000		7.73%
(8.31%)
$1,000,000		15 May 2024-INVPI24 mths25 yrs$1,000,000PAYG or Self Employed | No Clawback | No Min Size - Units | Risk Fee - all loans | $550 App Fee | $499 Annual Fee | Equity Release (No Cash Out) |
Ocean (ORDE)Ocean Xpat7.34%
(7.44%)
$1,750,000		7.49%
(7.59%)
$1,750,000		7.59%
(7.69%)
$1,750,000		5 Dec 2023-INVPI-30 yrs$1,750,000Add 0.30% for Int Only. Purchase or Refi - No Cash Out.
Purple (La Trobe)Prime Full Doc - Xpat7.54%
(7.89%)
$2,000,000		7.74%
(8.08%)
$2,000,000		7.94%
(8.28%)
$2,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$2,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS.
Purple (La Trobe)Prime Full Doc - Xpat Max7.74%
(8.08%)
$5,000,000		8.14%
(8.48%)
$5,000,000		4 Jun 2024-OO, INVPI12 mths30 yrs$5,000,000Add 0.40% for Int Only | 90% of Foreign Income Used | Aussie EXPATS | Max Loan $5.0m.