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Navy – Residential

Our Navy range of products offers Full Doc products to 95% (OO & Inv), SMSF to 90%, and Altdoc loans to 80% LVR as well as catering for Expats and New Residents with an extensive acceptable Visa list.  Security locations are primarily Cat 1 & 2 with a minimum population of 20,000.

Key Features

  • Optional Offset account (incl SMSF) – 0.10% loading [Var Rate Only]
  • No Clawback on SMSF or Xpat loans.
  • No ERF on Residential Loans in Company Name.
  • Extensive acceptable Visa List (incl Bridging Visas)
  • Fixed Rates available on request (incl Altdoc)
  • No minimum size required for security.
  • No Nominal Rent.
  • 2 on 1 Title | Dual Key apartments accepted.
  • Unlimited Cash Out to 80% LVR.
  • 1 Year Financial Policy.

Navy – Commercial

Our Navy commercial range has a maximum 75% LVR and caters for Altdoc, Full Doc and SMSF for Commercial Securities in Category 1 or 2 locations. Puts the owner back in control – not the major banks! No Annual Reviews, No Revaluations!

Key Features

  • Altdoc, Leasedoc and Full Doc options
  • 1.3x Interest Cover
  • Fixed Rates available on request.
  • Offset is not available on Commercial loans.
  • Bullet Loans available [Min. 3 Yrs – Max 5 Yrs IO].