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Ocean – Commercial

Our Ocean range has a maximum 80% LVR and caters for Altdoc, Full Doc and SMSF for Residential Securities in Category 1 or 2 locations. Puts the owner back in control – not the major banks!

Key Features

  • 80% LVR – 30 year terms.
  • No Risk Fees.
  • No monthly or annual fees.
  • No Reviews!
  • No Revaluations!
  • No Fixed & Floating Charges over Business Assets!
  • Commercial Vacant Land (Cat 1) to 65% LVR (no loading).
  • Credit Impairment considered.
  • Individual or Company applicants.
  • Cash Out available.
  • ATO debts can be refinanced.

Ocean – Residential

Our Ocean range has a maximum 80% LVR and caters for Altdoc, Full Doc and SMSF for Residential Securities in Category 1 or 2 locations. These products have the fastest processing times.

Key Features

  • 80% LVR – 30 year terms.
  • No Risk Fees and No Clawback.
  • No monthly or annual fees.
  • ATO & Business Debts can be refinanced on Emerald loans.
  • Resi securities with DA accepted.
  • Quick processing times.
  • Commission paid on Peak Debt (Bridging)