The Solutionists at Allstate are keen to assist brokers to find the most suitable solution as quickly as possible.
Resource Category: Commercial
Calculators – Commercial
The Solutionists at Allstate are keen to assist brokers to find the most suitable solution as quickly as possible.
RedZed – Commercial
Altdoc, Full Doc or LeaseDoc facilities to 75% LVR with 30 year terms in Cat 1 & 2 locations – including some credit impairment. Need a short term loan (6 mths – 2 years) in Cat 1 Metro location with an Exit Strategy – we have a Solution for you!
Key Features
- 75% LVR
- 30yr terms improves cash flow.
- No Risk Fees.
- Set & Forget Facility
- No Reviews!
- No Revaluations!
- No Fixed & Floating Charges!
- Some specialised security considered for low LVR.
- Cash Out available.
- Some credit impairment considered.
- ATO debts can be refinanced.
- No Clawback on Commercial Loans.
- No ETF on SMSF Loans (resi or commercial)
- Red Solutions – Short Term (resi or comm) – Max 2 Yrs | $7m.
Purple – Commercial
Our Purple range has a maximum 80% LVR and caters for Altdoc, Full Doc and SMSF for residential securities in a wide range of locations across Australia. The Altdoc Construction loan is very popular.
Key Features
- No Reviews!
- No Revaluations!
- No Fixed & Floating Charges!
- 30 year terms.
- Most locations considered.
- No Clawbacks
- Set & Forget Facility – Customer has control – not a Bank.
- Credit Impairment considered.
- Individual or Company applicants.
- Cash Out available.
- Popular LeaseDoc product.
- Small Development Finance to $15m.
Ocean – Commercial
Our Ocean range has a maximum 80% LVR and caters for Altdoc, Full Doc and SMSF for Residential Securities in Category 1 or 2 locations. Puts the owner back in control – not the major banks!
Key Features
- 80% LVR – 30 year terms.
- No Risk Fees.
- No monthly or annual fees.
- No Reviews!
- No Revaluations!
- No Fixed & Floating Charges over Business Assets!
- Commercial Vacant Land (Cat 1) to 65% LVR (no loading).
- Credit Impairment considered.
- Individual or Company applicants.
- Cash Out available.
- ATO debts can be refinanced.
Cabernet – Commercial
SMSF loans are available for commercial securities to 80% LVR in the Cabernet range, complete with a 100% Offset facility.
Key Features
- SMSF Loans with 100% Offset
- Commercial SMSF to 80%
- 30 year terms
- Major Regional locations
- Easy Refinance of existing SMSF loans
SMSF Loan – Commercial
Self Managed Super Fund loans are available to 80% LVR for both owner-Occupied or Investment commercial properties with terms up to 30 years.
Relocation Loan – Commercial
The Relocation Loan with $Nil End Debt offers you an easy way to purchase or build a new home, before you have sold your existing home. The 2 year term gives extra time to update the existing property (if required) without the stress. No servicing required – must include a purchase.
Lease Doc Loan – Commercial
A Lease Doc loan considers the strength of the lease to meet the loan repayments when an investment commercial property is tenanted and is an arm’s length transaction. The lease must have a minimum of 1 year to run. No GSA (General Security Agreement), No reviews, No Revaluations.
Full Doc Loan – Commercial
Our commercial loans have one common feature – they give control back to the customer! 25 or 30 year terms, no reviews, no expensive revaluations – Set & Forget facilities. Altdoc, Full Doc, Leasedoc or SMSF for clean or impaired credit.